One of the most depressing things about this movie is that it shows the process of how Westgate (David Siegel's timeshare business) sell these timeshares to people on vacations. They take a minimum downpayment when these people have hardly any money to their name. The goal of their business is to just sell as much as possible through offering 80% discounts on these properties. It was actually so sad to watch the mindset behind the employees at Westgate, and they're fed the idea that they're "saving lives" by letting people take vacations. And then everyone was laid off because the business collapsed.
Also as if this wasn't already a widely accepted fact, this movie really shows that money doesn't buy happiness. This family is so dysfunctional even before they lost all their money ... I would not wish for their lives in my wildest dreams. No one in this family seems happy. So sad.
Here's the trailer and I seriously recommend it, it's a great look into the mindset of America before the crisis: